Operational

Is Plaid down?

Plaid is up and running. Plaid connects apps to users' bank accounts.

Plaid status on October 25, 2026: checked 01:05 UTC on the official status page. Refreshed at most every 5 minutes.

Last 90 days

98.27%
Estimated uptime
90 days agoToday

Worked out from the incidents Plaid reported, so it is an estimate and not a measurement.

Plaid reliability, last 90 days

10Incidents reported
5Full outages
1 h 22 minTypical duration
22 h 1 minLongest incident

Last incident: “Service Disruption Impacting Chase connections”, 2 days ago.

Components

API - ProductionOperational
API - SandboxOperational
DashboardOperational
Plaid PortalOperational

Recent incidents

Service Disruption Impacting Chase connections

Outage

This incident has been resolved.

Service Disruption Impacting Chase connections

Outage

This incident has been resolved.

Link performance degradation

This incident has been resolved.

Elevated API errors

This incident has been resolved.

Delayed Transactions Update Webhooks

Degraded

This incident has been resolved and the backlog of delayed transaction updates has cleared. Some customers may have observed elevated `SYNC_UPDATES_AVAILABLE` webhook volume while processing caught up. We did not observe an abnormal increase in webhook delivery failures, and no customer action is required.

Questions

Is Plaid down right now?

Plaid’s official status page says: All Systems Operational. This page checks it again when you load it, at most every 5 minutes.

When was Plaid last down?

The most recent incident Plaid reported was “Service Disruption Impacting Chase connections”, 2 days ago (2026-10-22 03:34 UTC). Its last full outage started 2 days ago.

Which parts of Plaid are tracked here?

Plaid reports 4 components on its status page, including API - Production, API - Sandbox, Dashboard, Plaid Portal. Each is checked again whenever this page refreshes.

What should I do if Plaid is down?

Do not retry a payment that may have gone through; check the dashboard first, and keep orders pending until the provider confirms.

Plaid Sandbox is erroring — is Production down?

No — 'API - Sandbox' and 'API - Production' are separate components. Sandbox incidents don't touch production Link sessions.

Link won't open but API calls succeed?

The Link front-end and the core API can degrade separately; also check the 'Dashboard' and 'Portal' rows — console tools are tracked apart from the API.

How do I tell if Plaid is down for everyone or only for me?

If the status above is operational but Plaid still fails for you, the cause is probably on your side: try another network, clear the cache, or check your own connection. If it shows a degradation or an outage, others are affected too.

How can I get alerted when my own site goes down?

OpenUptime checks your site every minute and sends an alert to Slack, Telegram, email or a webhook the moment it stops responding. It is open source and free to start.